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Alabama Home Loans - Alabama Construction Loans

  • Up to 95% financing
  • Equity in the land (if customer owns it) can be used for down payment and closing costs
  • One-time closing keeps costs low and means the rate stays the same during and after construction
  • Available in fixed or adjustable rates
  • 6,9 or 12 month construction periods to choose from
So you want to own a new home, but you cannot get approved for a construction loan. How does IHE differ from a bank? The Instant Home Equity program works because we have eliminated the need for a general contractor. You oversee the construction, saving you the unnecessary cost of hiring a general contractor.

By overseeing the construction of your new home you also choose the subcontractors. This gives you the power to choose the most qualified subcontractors at the best possible price.

We have contruction loan programs for all you building needs.












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